Differentiated strategic insurance solutions enabled by cutting-edge technology

Agam was founded in 2016 by Avi Katz and Chak Raghunathan, senior executives at Apollo and Aflac. Their vision was based on the development of an independent model built from first principles enabling Agam to identify solutions to optimize insurer's balance sheets. Technology lies at the core of this approach with the differentiated pALM (proprietary Asset-Liability Model) platform powering the analytical process.

Robust Analytics

Agam was built on a foundation emphasizing the strength of its people, processes, and technology.

People + Process

Agam has a well-established analytical process across the entire suite of life and retirement products. The team has modeled and analyzed over $250 billion in account value of complex annuity and life products.


pALM, our highly scalable proprietary technology platform, applies machine learning, predictive data analytics and cloud computing to evaluate and assess complex insurance liabilities. Our innovative approach incorporates advanced analytical techniques, including integrating transaction modeling with actuarial cash flows.

Learn More about pALM

Empowering Decision Makers

Go-to source

Agam's consulting and advisory services are tailored to meet the unique needs of each client. Agam specializes in identifying multi-dimensioned approaches towards capital and balance sheet optimization.

Recent News


Ohio National Announces Successful Completion of Strategic Transaction with Constellation Insurance Holdings

Globe Newswire


Ohio National Announces Strategic Transaction with Constellation. Partnership with Agam Capital strengthens ability to capitalize on inorganic growth opportunities.

Globe Newswire


Agam Capital Management Broadens its Strategic Platform

Business Wire


American Equity, Varde Partners and Agam Capital Management Announce Strategic Partnership

Business Wire